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Research and Statistics -- DLI statistics glossary

A through F  |  G through L  |  M through R  |  S through Z


G, H, I

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Hearing -- A formal proceeding about a disputed issue or issues in a workers' compensation claim at the Office of Administrative Hearings or Workers' Compensation Court of Appeals, after which the judge issues a decision that is binding unless appealed.

Incurred costs (or incurred losses) -- Indemnity and medical costs already paid, plus amounts reserved for future payments on claims included in a given report period.

Indemnity benefit -- A benefit to the injured or ill worker or survivors to compensate for wage loss, functional impairment or death. Indemnity benefits include temporary total disability (TTD), temporary partial disability (TPD), permanent partial disability (PPD) and permanent total disability (PTD) benefits, supplementary benefits, death benefits, and, in insurance industry accounting, vocational rehabilitation costs.

Indemnity claim -- A claim with paid indemnity benefits. Most indemnity claims involve more than three days of total or partial disability, since this is the threshold for qualifying for the temporary total disability (TTD) benefits or temporary partial disability (TPD) benefits paid on most of these claims. Indemnity claims typically include medical costs as well as indemnity costs.

Injury year -- The year in which the injury occurred or the illness began. In injury-year data, all claims, costs and other statistics are tied to the year in which the injury occurred. Injury year, used with Department of Labor and Industry data, is essentially equivalent to accident year, used with insurance data.

J, K, L

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Job transfer or restriction cases -- Used in the Survey of Occupational Injuries and Illnesses results for 2002 and later years, these cases occur when, as a result of a work-related injury or illness, an employer or health care professional keeps, or recommends keeping an employee from doing the routine functions of his or her job or from working the full workday that the employee would have been scheduled to work before the injury or illness occurred.


Loss costs -- See pure premium rates.

Lost workdays -- Used in the Survey of Occupational Injuries and Illnesses prior to 2002, lost workdays are a combined category of days after the injury that includes days away from work and days of restricted work activity.

Lost-workday (LWD) cases -- For Survey of Occupational Injuries and Illnesses results prior to 2002, the Bureau of Labor Statistics divides total cases into two types:  lost-workday cases and cases without lost workdays. LWD cases are cases with any lost-workdays. LWD cases are then divided into days-away-from-work (DAFW) cases and restricted-work-activity-only (RWAO) cases.

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